/* ============ RFA-Louis 張凱翔 ============ */
:root {
  --navy: #0f2346;
  --navy-2: #1b3566;
  --navy-3: #2b4a85;
  --gold: #b8913a;
  --gold-d: #96742a;
  --gold-l: #ecdcb0;
  --ivory: #faf7f0;
  --cream: #f4eedf;
  --paper: #ffffff;
  --text: #1f2a3c;
  --body: #4a5568;
  --mute: #667085;
  --line: #e7dfcc;
  --line-2: #d9e0ec;
  --green: #06c755;
  --sh1: 0 1px 2px rgba(15,35,70,.06), 0 8px 24px rgba(15,35,70,.07);
  --sh2: 0 2px 6px rgba(15,35,70,.08), 0 24px 48px rgba(15,35,70,.14);
  --r: 18px;
  --serif: "Noto Serif TC", "Songti TC", serif;
  --sans: "Noto Sans TC", "PingFang TC", "Microsoft JhengHei", sans-serif;
  --w: 1160px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--sans); color: var(--text); background: var(--paper); line-height: 1.8; font-size: 16px; overflow-x: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; color: inherit; }
h1, h2, h3, h4 { font-family: var(--serif); color: var(--navy); line-height: 1.35; margin: 0; }
p, ul, ol, dl, dd, figure, blockquote { margin: 0; }
ul, ol { padding: 0; list-style: none; }
.wrap { width: min(var(--w), 100% - 32px); margin-inline: auto; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.i { width: 18px; height: 18px; flex: none; }

.sec { padding: 96px 0; }
.sec.ivory { background: var(--ivory); }
.sec-head { text-align: center; margin-bottom: 48px; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; color: var(--gold-d); font-size: 13px; letter-spacing: .26em; font-weight: 700; margin-bottom: 10px; }
.eyebrow::before, .eyebrow::after { content: ""; width: 28px; height: 1px; background: var(--gold); }
.sec-head h2 { font-size: clamp(28px, 4vw, 40px); font-weight: 900; }
.sec-head p { color: var(--mute); margin-top: 12px; }

/* 按鈕 */
.btn-line { display: inline-flex; align-items: center; justify-content: center; gap: 8px; background: var(--green); color: #fff; font-weight: 700; padding: 11px 22px; border-radius: 999px; white-space: nowrap; box-shadow: 0 6px 16px rgba(6,199,85,.28); transition: transform .2s, box-shadow .2s; }
.btn-line:hover { transform: translateY(-2px); box-shadow: 0 10px 22px rgba(6,199,85,.32); }
.pill { display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 10px 20px; border-radius: 999px; background: #fff; border: 1px solid var(--line); font-weight: 700; color: var(--navy); font-size: 14.5px; transition: border-color .2s, transform .2s; white-space: nowrap; }
.pill:hover { border-color: var(--gold); transform: translateY(-2px); }

/* ---------- progress / nav ---------- */
#prog { position: fixed; inset: 0 0 auto 0; height: 3px; z-index: 60; background: linear-gradient(90deg, var(--gold), var(--gold-l)); transform-origin: 0 50%; transform: scaleX(0); }
.nav { position: fixed; top: 12px; left: 50%; transform: translateX(-50%); z-index: 50; width: min(var(--w), 100% - 24px); display: flex; align-items: center; gap: 16px; padding: 9px 9px 9px 22px; border-radius: 999px; background: rgba(255,255,255,.88); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); box-shadow: var(--sh1); border: 1px solid rgba(231,223,204,.7); }
.brand { font-family: var(--serif); font-weight: 900; color: var(--navy); font-size: 19px; white-space: nowrap; display: flex; align-items: baseline; gap: 6px; }
.brand small { font-family: var(--sans); font-size: 13px; color: var(--gold-d); font-weight: 700; letter-spacing: .1em; }
.nav ul { display: flex; gap: 2px; margin: 0 auto; }
.nav ul a { display: block; padding: 7px 13px; border-radius: 999px; font-size: 14.5px; font-weight: 500; color: var(--navy); transition: background .2s, color .2s; }
.nav ul a:hover { background: var(--cream); }
.nav ul a.on { background: var(--navy); color: #fff; }
.nav .btn-line { padding: 9px 18px; font-size: 14.5px; }
.menu-btn { display: none; background: none; border: 0; width: 42px; height: 42px; border-radius: 50%; color: var(--navy); }
.menu-btn svg { width: 24px; height: 24px; }

/* ---------- hero ---------- */
.hero { padding: 150px 0 84px; overflow: hidden; background: radial-gradient(900px 520px at 85% 8%, rgba(236,220,176,.6), transparent 60%), radial-gradient(700px 500px at 0% 100%, rgba(27,53,102,.08), transparent 60%), var(--ivory); }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; }
.hello { color: var(--gold-d); font-weight: 700; letter-spacing: .1em; margin-bottom: 8px; font-size: 17px; }
.hero h1 { font-size: clamp(38px, 5.6vw, 62px); font-weight: 900; }
.hero h1 em { font-style: normal; color: var(--gold); }
.slogan { font-family: var(--serif); font-size: clamp(18px, 2.3vw, 22px); color: var(--navy-2); margin: 16px 0 18px; }
.tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 30px; }
.tags span { font-size: 13.5px; padding: 5px 14px; border-radius: 999px; background: #fff; border: 1px solid var(--line); color: var(--navy); font-weight: 500; }
.stats { display: flex; margin-bottom: 32px; }
.stats > div { padding: 0 26px; border-left: 1px solid var(--line); }
.stats > div:first-child { padding-left: 0; border-left: 0; }
.stats b { display: block; font-family: var(--serif); font-size: 34px; color: var(--navy); line-height: 1.15; font-variant-numeric: tabular-nums; }
.stats b span { font: inherit; color: inherit; }
.stats > div > span { font-size: 13px; color: var(--mute); }
.entry { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.entry a { display: flex; align-items: center; gap: 14px; background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 18px; box-shadow: var(--sh1); transition: transform .25s, box-shadow .25s; }
.entry a:hover { transform: translateY(-3px); box-shadow: var(--sh2); }
.ic { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; flex: none; }
.ic svg { width: 22px; height: 22px; }
.ic-blue { background: #eef2fa; color: var(--navy-3); }
.ic-gold { background: #faf1dc; color: var(--gold-d); }
.entry b { display: block; color: var(--navy); font-size: 16.5px; }
.entry small { color: var(--mute); font-size: 13px; }
.go { margin-left: auto; width: 34px; height: 34px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; flex: none; }

.portrait { position: relative; max-width: 430px; width: 100%; justify-self: end; }
.portrait .frame { aspect-ratio: 4/5; border-radius: 28px; overflow: hidden; background: linear-gradient(160deg, var(--navy-2), var(--navy)); box-shadow: var(--sh2); position: relative; z-index: 1; }
.portrait .frame img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 12%; }
.portrait::before { content: ""; position: absolute; inset: -14px 14px 14px -14px; border: 1.5px solid var(--gold); border-radius: 30px; }
.portrait .badge { position: absolute; left: -22px; top: -22px; z-index: 2; width: 96px; height: 96px; border-radius: 50%; background: #fff; padding: 6px; box-shadow: var(--sh2); }
.card-float { position: absolute; right: -18px; bottom: -22px; z-index: 2; background: #fff; border-radius: 14px; padding: 12px 16px; box-shadow: var(--sh2); font-size: 12.5px; color: var(--mute); line-height: 1.55; }
.card-float b { display: block; font-family: var(--serif); color: var(--gold-d); font-size: 22px; letter-spacing: .04em; }

/* ---------- trust ---------- */
.trust { background: var(--navy); color: #fff; }
.trust-row { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-row div { display: flex; align-items: center; gap: 14px; padding: 22px 18px; border-left: 1px solid rgba(236,220,176,.18); }
.trust-row div:first-child { border-left: 0; }
.trust-row b { font-family: var(--serif); color: var(--gold-l); font-size: 23px; white-space: nowrap; }
.trust-row span { font-size: 13px; line-height: 1.55; color: rgba(255,255,255,.8); }

/* ---------- worries ---------- */
.worry-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.worry { display: flex; flex-direction: column; gap: 6px; background: var(--ivory); border: 1px solid var(--line); border-radius: var(--r); padding: 22px 22px 20px; transition: transform .25s, box-shadow .25s, border-color .25s, background .25s; }
.worry:hover { transform: translateY(-4px); box-shadow: var(--sh2); border-color: var(--gold-l); background: #fff; }
.w-ic { font-size: 28px; line-height: 1; margin-bottom: 4px; }
.worry b { font-family: var(--serif); color: var(--navy); font-size: 17.5px; line-height: 1.5; }
.worry small { color: var(--gold-d); font-weight: 700; font-size: 13.5px; margin-top: auto; padding-top: 4px; }

/* ---------- about ---------- */
.about-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: start; }
.lead { font-family: var(--serif); font-size: clamp(20px, 2.6vw, 25px); color: var(--navy); line-height: 1.6; margin-bottom: 22px; }
.about-copy > p:not(.lead) { color: var(--body); margin-bottom: 14px; }
.mini-h { font-size: 19px; margin: 30px 0 14px; display: flex; align-items: center; gap: 10px; }
.mini-h::after { content: ""; flex: 1; height: 1px; background: var(--line); }
.skills { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.skills li { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 10px 14px 10px 36px; font-size: 14.5px; color: var(--navy); font-weight: 500; position: relative; }
.skills li::before { content: "✓"; position: absolute; left: 13px; top: 10px; color: var(--gold); font-weight: 900; }
.about-side { display: grid; gap: 20px; position: sticky; top: 100px; }
.cert { border: 0; padding: 12px; background: #fff; border-radius: var(--r); box-shadow: var(--sh2); text-align: center; transition: transform .25s; }
.cert:hover { transform: translateY(-3px); }
.cert img { border-radius: 8px; }
.cert span { display: block; margin-top: 10px; font-size: 13px; color: var(--mute); }
.promise-card { background: var(--navy); color: #fff; border-radius: var(--r); padding: 24px 26px; }
.promise-card h3 { color: var(--gold-l); font-size: 18px; margin-bottom: 12px; }
.promise-card ul { display: grid; gap: 8px; font-size: 15px; }
.promise-card li { padding-left: 24px; position: relative; }
.promise-card li::before { content: "✔"; position: absolute; left: 0; color: var(--gold-l); }

/* ---------- story ---------- */
.story-lead { max-width: 760px; margin: 0 auto 56px; text-align: center; }
.quote { font-family: var(--serif); font-size: clamp(19px, 2.8vw, 24px); color: var(--navy); line-height: 1.7; position: relative; padding: 0 20px; }
.quote::before { content: "“"; font-size: 80px; color: var(--gold-l); position: absolute; left: -12px; top: -36px; }
.timeline { max-width: 860px; margin: 0 auto; position: relative; }
.timeline::before { content: ""; position: absolute; left: 128px; top: 8px; bottom: 8px; width: 2px; background: linear-gradient(var(--gold-l), var(--gold), var(--navy-3)); }
.timeline li { display: grid; grid-template-columns: 110px 1fr; gap: 40px; padding-bottom: 40px; position: relative; }
.timeline li:last-child { padding-bottom: 0; }
.timeline li::before { content: ""; position: absolute; left: 121px; top: 8px; width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 3px solid var(--gold); }
.timeline li.now::before { background: var(--gold); box-shadow: 0 0 0 6px rgba(184,145,58,.18); }
.when { text-align: right; font-family: var(--serif); font-weight: 700; color: var(--gold-d); padding-top: 2px; }
.timeline h3 { font-size: 20px; margin-bottom: 8px; }
.timeline p { color: var(--body); }
.timeline blockquote { padding: 14px 18px; background: var(--ivory); border-left: 3px solid var(--gold); border-radius: 0 12px 12px 0; font-family: var(--serif); color: var(--navy); }

/* ---------- method ---------- */
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.pillar { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 30px 26px; display: flex; flex-direction: column; position: relative; overflow: hidden; transition: transform .25s, box-shadow .25s; }
.pillar:hover { transform: translateY(-4px); box-shadow: var(--sh2); }
.pillar::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 4px; background: linear-gradient(90deg, var(--gold), var(--gold-l)); }
.pk { font-family: var(--serif); font-weight: 900; font-size: 15px; color: #fff; background: var(--navy); align-self: flex-start; padding: 4px 14px; border-radius: 999px; letter-spacing: .2em; }
.pillar h3 { font-size: 23px; margin: 14px 0 2px; }
.sub { color: var(--gold-d); font-size: 14px; font-weight: 700; margin-bottom: 14px; }
.pillar ul { display: grid; gap: 8px; font-size: 14.5px; color: var(--body); margin-bottom: 18px; }
.pillar li { padding-left: 18px; position: relative; }
.pillar li::before { content: ""; position: absolute; left: 0; top: .72em; width: 7px; height: 7px; border-radius: 2px; background: var(--gold); transform: rotate(45deg); }
.pillar li b { color: var(--navy); }
.callout { margin-top: auto; display: block; background: var(--ivory); border: 1px dashed var(--gold); border-radius: 14px; padding: 14px 16px; text-align: center; color: var(--navy); font-size: 14.5px; line-height: 1.6; transition: background .2s; }
.callout:hover { background: var(--cream); }
.callout b { font-family: var(--serif); color: var(--gold-d); font-size: 21px; }
.rule72 { margin-top: auto; background: var(--ivory); border-radius: 14px; padding: 16px; border: 1px solid var(--line); }
.r-t { font-weight: 700; color: var(--navy); font-size: 14.5px; margin-bottom: 10px; display: flex; justify-content: space-between; align-items: baseline; gap: 8px; }
.r-t small { color: var(--mute); font-weight: 400; font-size: 12px; }
.bar { display: grid; grid-template-columns: 44px 1fr 50px; align-items: center; gap: 8px; font-size: 13px; margin-top: 6px; }
.bar span { color: var(--mute); }
.bar i { height: 10px; border-radius: 99px; background: linear-gradient(90deg, var(--navy-3), var(--navy)); width: var(--w); }
.bar b { text-align: right; color: var(--navy); font-family: var(--serif); }
.r-n { font-size: 11.5px; color: var(--mute); margin-top: 10px; line-height: 1.5; }

/* ---------- real estate ---------- */
.act-lead { max-width: 800px; margin: -16px auto 36px; text-align: center; color: var(--body); font-size: 16.5px; }
.act-lead b { color: var(--navy); }
.act-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 28px; }
.act-stats div { background: var(--ivory); border-radius: var(--r); padding: 22px 20px; border-top: 3px solid var(--gold); }
.act-stats b { display: block; font-family: var(--serif); font-size: clamp(24px, 2.8vw, 30px); color: var(--navy); line-height: 1.25; }
.act-stats span { font-size: 13px; color: var(--mute); line-height: 1.6; display: block; margin-top: 6px; }
.risks { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 64px; }
.risk { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 22px; }
.r-ic { font-size: 26px; }
.risk b { display: block; font-family: var(--serif); font-size: 19px; color: var(--navy); margin: 6px 0 6px; }
.risk p { font-size: 14.5px; color: var(--body); }
.sub-h { text-align: center; font-size: clamp(21px, 2.6vw, 25px); margin-bottom: 24px; }
.flow3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 40px; }
.f-step { background: var(--ivory); border-radius: var(--r); padding: 26px 24px; position: relative; }
.f-n { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-family: var(--serif); font-weight: 900; margin-bottom: 12px; }
.f-step h4 { font-size: 19px; margin-bottom: 6px; }
.f-step p { font-size: 14.5px; color: var(--body); }
.risk-box { border: 1.5px solid var(--gold); background: #fffcf4; border-radius: 20px; padding: 28px 32px; margin-bottom: 28px; }
.risk-box h3 { font-size: 19px; margin-bottom: 14px; }
.risk-box ul { display: grid; gap: 8px; font-size: 15px; color: var(--body); }
.risk-box li { padding-left: 18px; position: relative; }
.risk-box li::before { content: "•"; position: absolute; left: 2px; color: var(--gold); }
.risk-box li b { color: var(--navy); }
.rb-note { margin-top: 16px; padding-top: 14px; border-top: 1px dashed var(--line); font-size: 14.5px; color: var(--navy); }
.act-cta { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; background: var(--ivory); border-radius: 20px; padding: 24px 28px; margin-bottom: 16px; }
.act-cta b { display: block; font-family: var(--serif); color: var(--navy); font-size: 19px; }
.act-cta span { font-size: 14px; color: var(--mute); }
.act-btns { display: flex; gap: 10px; flex-wrap: wrap; }
.sources { font-size: 12.5px; color: var(--mute); }
.sources summary { cursor: pointer; font-weight: 700; color: var(--navy-3); padding: 6px 0; }
.sources p { margin-top: 6px; line-height: 1.8; }

/* ---------- services ---------- */
.svc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.svc { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 28px 26px; box-shadow: var(--sh1); transition: transform .25s, box-shadow .25s, border-color .25s; display: flex; flex-direction: column; }
.svc:hover { transform: translateY(-4px); box-shadow: var(--sh2); border-color: var(--gold-l); }
.s-ic { width: 52px; height: 52px; border-radius: 14px; background: var(--ivory); display: grid; place-items: center; font-size: 26px; margin-bottom: 14px; }
.svc h3 { font-size: 21px; margin-bottom: 8px; }
.svc p { color: var(--body); font-size: 15px; }
.svc .more { margin-top: auto; padding-top: 16px; font-size: 14px; font-weight: 700; color: var(--navy-3); }
.process { margin-top: 56px; background: var(--navy); color: #fff; border-radius: 24px; padding: 40px; position: relative; overflow: hidden; }
.process::after { content: ""; position: absolute; right: -120px; top: -120px; width: 360px; height: 360px; border-radius: 50%; border: 1px solid rgba(236,220,176,.18); }
.process h3 { color: #fff; font-size: 23px; text-align: center; margin-bottom: 26px; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; counter-reset: s; }
.steps div { padding: 20px 18px; background: rgba(255,255,255,.06); border: 1px solid rgba(236,220,176,.22); border-radius: 16px; }
.steps div::before { counter-increment: s; content: "0" counter(s); font-family: var(--serif); font-size: 28px; color: var(--gold-l); font-weight: 900; display: block; line-height: 1.2; }
.steps b { display: block; margin: 6px 0 4px; font-size: 17px; }
.steps span { font-size: 14px; color: rgba(255,255,255,.75); }

/* ---------- scenarios ---------- */
.sc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.sc { background: var(--ivory); border: 1px solid var(--line); border-radius: var(--r); padding: 24px; transition: transform .25s, box-shadow .25s; }
.sc:hover { transform: translateY(-3px); box-shadow: var(--sh1); }
.sc-who { display: inline-block; font-size: 12.5px; font-weight: 700; color: var(--gold-d); background: #fff; border: 1px solid var(--line); padding: 2px 10px; border-radius: 999px; margin-bottom: 10px; }
.sc h3 { font-size: 18px; margin-bottom: 10px; }
.sc p:not(.sc-who) { font-size: 14.5px; color: var(--body); margin-top: 6px; }
.sc p b { color: var(--navy); }

/* ---------- tools ---------- */
.tabs { display: flex; gap: 6px; justify-content: center; flex-wrap: wrap; margin-bottom: 26px; }
.tabs button { border: 1px solid var(--navy); background: #fff; color: var(--navy); padding: 9px 18px; border-radius: 999px; font-weight: 700; font-size: 14.5px; }
.tabs button.on { background: var(--navy); color: #fff; }
.calc { display: none; grid-template-columns: 1fr 1fr; background: #fff; border-radius: 22px; box-shadow: var(--sh2); overflow: hidden; max-width: 960px; margin: 0 auto; }
.calc.on { display: grid; }
.calc form { padding: 32px; display: grid; gap: 16px; align-content: start; }
.calc h3 { font-size: 22px; }
.yr-tag { font-family: var(--sans); font-size: 12px; font-weight: 700; color: var(--gold-d); background: #faf1dc; padding: 2px 10px; border-radius: 999px; vertical-align: middle; margin-left: 6px; }
.desc { color: var(--mute); font-size: 14px; margin-top: -8px; }
.field { display: grid; gap: 6px; }
.field label { font-size: 14px; font-weight: 700; color: var(--navy); }
.field .in { display: flex; align-items: center; border: 1px solid var(--line-2); border-radius: 12px; overflow: hidden; background: #fbfcfe; }
.field .in:focus-within { border-color: var(--navy-3); box-shadow: 0 0 0 3px rgba(43,74,133,.12); }
.field input, .field select { border: 0; background: transparent; padding: 11px 14px; font: inherit; font-size: 16px; width: 100%; color: var(--text); outline: none; }
.u { padding: 0 14px; color: var(--mute); font-size: 14px; white-space: nowrap; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.result { background: var(--navy); color: #fff; padding: 32px; display: flex; flex-direction: column; gap: 14px; }
.big { font-family: var(--serif); font-size: 15px; color: rgba(255,255,255,.78); }
.big b { display: block; font-size: clamp(32px, 4.6vw, 44px); color: var(--gold-l); line-height: 1.2; margin-top: 4px; }
.result dl { display: grid; grid-template-columns: 1fr auto; gap: 10px 16px; font-size: 14.5px; border-top: 1px solid rgba(255,255,255,.14); padding-top: 16px; }
.result dt { color: rgba(255,255,255,.72); }
.result dd { text-align: right; font-weight: 700; }
.note { font-size: 12px; color: rgba(255,255,255,.55); margin-top: auto; line-height: 1.6; }
.cta { background: var(--gold); color: var(--navy); text-align: center; padding: 12px; border-radius: 12px; font-weight: 900; transition: background .2s; }
.cta:hover { background: var(--gold-l); }

/* ---------- hib ---------- */
.hib-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 18px; }
.hib-stats div { background: var(--navy); color: rgba(255,255,255,.75); border-radius: var(--r); padding: 20px; text-align: center; font-size: 13.5px; }
.hib-stats b { display: block; font-family: var(--serif); color: var(--gold-l); font-size: clamp(24px, 3vw, 30px); line-height: 1.3; }
.hib-note { text-align: center; color: var(--body); font-size: 14.5px; max-width: 820px; margin: 0 auto 26px; }
.partner-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.partner-grid > div { background: var(--ivory); border: 1px solid var(--line); border-radius: var(--r); padding: 24px 26px; }
.partner-grid h3 { font-size: 19px; margin-bottom: 10px; }
.partner-grid h3 small { font-family: var(--sans); font-size: 13px; color: var(--gold-d); margin-left: 6px; }
.co { color: var(--body); font-size: 15px; line-height: 2; }
.disclaimer { margin-top: 22px; font-size: 12.5px; color: var(--mute); text-align: center; }
.disclaimer a { color: var(--navy-3); text-decoration: underline; }

/* ---------- join ---------- */
.join-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 48px; align-items: start; }
.help-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.help { padding: 20px; border: 1px solid var(--line); border-radius: 16px; background: #fff; }
.help b { display: block; color: var(--navy); font-size: 16.5px; margin-bottom: 4px; }
.help span { font-size: 14px; color: var(--body); }

/* 招募加強 */
.join-hero { display: grid; grid-template-columns: 1.15fr .85fr; gap: 40px; align-items: center; margin-bottom: 72px; }
.join-copy > p:not(.lead) { color: var(--body); margin-bottom: 20px; }
.join-cta { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; }
.hint { font-size: 13px; color: var(--mute); }
.mentor { display: flex; gap: 18px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 22px; box-shadow: var(--sh1); }
.mentor img { width: 96px; height: 120px; object-fit: cover; object-position: 50% 10%; border-radius: 14px; flex: none; }
.m-tag { display: inline-block; font-size: 12px; font-weight: 700; color: var(--gold-d); background: #faf1dc; padding: 2px 10px; border-radius: 999px; }
.mentor b { display: block; font-family: var(--serif); color: var(--navy); font-size: 19px; margin: 4px 0; }
.mentor p:last-child { font-size: 14px; color: var(--body); }
.fit-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.fit { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 18px 20px; display: grid; grid-template-columns: auto 1fr; gap: 2px 14px; align-items: center; transition: transform .25s, box-shadow .25s; }
.fit:hover { transform: translateY(-3px); box-shadow: var(--sh1); }
.fit span { grid-row: span 2; font-size: 28px; }
.fit b { color: var(--navy); font-size: 16.5px; }
.fit small { color: var(--body); font-size: 13.5px; }
.fit-note { text-align: center; color: var(--mute); font-size: 14px; margin: 16px 0 72px; }
.truth { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-bottom: 72px; }
.t-col { border-radius: 22px; padding: 26px 28px; }
.t-good { background: #fff; border: 1.5px solid #cfe9d8; }
.t-hard { background: #fff; border: 1.5px solid var(--gold-l); }
.t-col h4 { font-size: 19px; margin-bottom: 14px; display: flex; align-items: center; gap: 10px; }
.t-good h4::before { content: "✓"; width: 28px; height: 28px; border-radius: 50%; background: #e6f6ec; color: #0a8f45; display: grid; place-items: center; font-size: 15px; }
.t-hard h4::before { content: "!"; width: 28px; height: 28px; border-radius: 50%; background: #faf1dc; color: var(--gold-d); display: grid; place-items: center; font-size: 15px; }
.t-col ul { display: grid; gap: 12px; }
.t-col li { font-size: 14.5px; color: var(--body); padding-left: 2px; }
.t-col li b { display: block; color: var(--navy); font-size: 15.5px; }
.path { display: grid; grid-template-columns: repeat(6, 1fr); gap: 12px; counter-reset: p; position: relative; }
.path li { counter-increment: p; background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 54px 16px 18px; position: relative; text-align: center; }
.path li::before { content: counter(p); position: absolute; top: 14px; left: 50%; transform: translateX(-50%); width: 30px; height: 30px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-family: var(--serif); font-weight: 900; display: grid; place-items: center; font-size: 14px; }
.path li:not(:last-child)::after { content: "→"; position: absolute; right: -11px; top: 50%; transform: translateY(-50%); color: var(--gold); font-weight: 900; z-index: 1; }
.path b { display: block; color: var(--navy); font-size: 15.5px; margin-bottom: 4px; }
.path span { font-size: 13px; color: var(--body); line-height: 1.6; display: block; }
.path-note { text-align: center; color: var(--mute); font-size: 13.5px; margin: 14px 0 72px; }
.help-3 { grid-template-columns: repeat(3, 1fr); margin-bottom: 40px; }
.lead-rules { background: var(--navy); color: #fff; border-radius: 24px; padding: 32px 34px; margin-bottom: 28px; }
.lead-rules h3 { color: var(--gold-l); font-size: 21px; margin-bottom: 18px; text-align: center; }
.lr-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.lr-grid div { background: rgba(255,255,255,.06); border: 1px solid rgba(236,220,176,.22); border-radius: 16px; padding: 18px; }
.lr-grid b { display: block; font-size: 15.5px; margin-bottom: 4px; }
.lr-grid span { font-size: 13.5px; color: rgba(255,255,255,.75); }
.join-band { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; background: linear-gradient(135deg, #f1fbf4, #fff 60%); border: 1px solid #d6efdf; border-radius: 22px; padding: 26px 30px; }
.join-band b { display: block; font-family: var(--serif); color: var(--navy); font-size: 19px; }
.join-band span { font-size: 14px; color: var(--body); }
.join-disclose { font-size: 12.5px; color: var(--mute); margin-top: 16px; line-height: 1.8; }

/* ---------- standards ---------- */
.std-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; counter-reset: st; }
.std { counter-increment: st; background: var(--ivory); border-radius: var(--r); padding: 22px 22px 22px 70px; position: relative; }
.std::before { content: "0" counter(st); position: absolute; left: 20px; top: 20px; width: 36px; height: 36px; border-radius: 50%; background: #fff; border: 1.5px solid var(--gold); display: grid; place-items: center; font-family: var(--serif); font-weight: 900; color: var(--gold-d); font-size: 14px; }
.std b { display: block; font-family: var(--serif); color: var(--navy); font-size: 17.5px; margin-bottom: 4px; }
.std span { font-size: 14px; color: var(--body); }
.std a { color: var(--navy-3); text-decoration: underline; }

/* ---------- faq ---------- */
.faq-list { max-width: 820px; margin: 0 auto; display: none; }
.faq-list.on { display: block; }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { list-style: none; cursor: pointer; padding: 18px 40px 18px 4px; font-weight: 700; color: var(--navy); position: relative; font-size: 16.5px; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 8px; top: 50%; transform: translateY(-50%); font-size: 24px; color: var(--gold); transition: transform .2s; }
.faq-list details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq-list details p { padding: 0 4px 20px; color: var(--body); }

/* ---------- contact ---------- */
.contact-card { display: grid; grid-template-columns: auto 1fr; gap: 40px; align-items: center; background: linear-gradient(135deg, #f1fbf4, #fff 60%); border: 1px solid #d6efdf; border-radius: 28px; padding: 44px; }
.qr { width: 200px; background: #fff; border-radius: 20px; padding: 16px; box-shadow: var(--sh1); text-align: center; font-size: 13px; color: var(--mute); }
.qr img { width: 100%; height: auto; border-radius: 8px; margin-bottom: 8px; }
.contact-card h2 { font-size: clamp(25px, 3.4vw, 34px); margin-bottom: 8px; }
.contact-card > div > p { color: var(--mute); margin-bottom: 20px; }
.ct-btns { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 20px; }
.ct-info { display: grid; grid-template-columns: auto 1fr; gap: 6px 18px; font-size: 15px; }
.ct-info dt { color: var(--mute); }
.ct-info dd { color: var(--navy); font-weight: 500; }
.ct-info a:hover { color: var(--gold-d); }
.map { margin-top: 20px; border-radius: 24px; overflow: hidden; border: 1px solid var(--line); background: #fff; display: grid; grid-template-columns: 1.5fr 1fr; }
.map iframe { width: 100%; height: 100%; min-height: 300px; border: 0; display: block; }
.map-info { padding: 28px; display: flex; flex-direction: column; justify-content: center; gap: 4px; font-size: 14.5px; color: var(--body); }
.map-info b { font-family: var(--serif); color: var(--navy); font-size: 19px; margin-bottom: 4px; }
.map-btns { display: flex; flex-wrap: wrap; gap: 8px; margin: 12px 0 6px; }
.map-btns .pill { padding: 8px 14px; font-size: 13.5px; }
.map-info small { color: var(--mute); font-size: 12.5px; }

/* ---------- footer ---------- */
footer { background: var(--navy); color: rgba(255,255,255,.75); padding: 56px 0 100px; text-align: center; font-size: 14px; }
footer .brand { color: #fff; justify-content: center; font-size: 22px; margin-bottom: 6px; }
footer .brand small { color: var(--gold-l); }
footer nav { display: flex; flex-wrap: wrap; justify-content: center; gap: 4px 18px; margin: 18px 0; }
footer nav a:hover { color: var(--gold-l); }
.legal { max-width: 860px; margin: 24px auto 0; font-size: 12.5px; line-height: 1.85; color: rgba(255,255,255,.6); border-top: 1px solid rgba(255,255,255,.1); padding-top: 22px; display: grid; gap: 4px; }
.legal b { color: var(--gold-l); font-weight: 500; margin-right: 10px; }
.legal a { text-decoration: underline; text-underline-offset: 2px; }
.legal a:hover { color: #fff; }
.warn-t { margin-top: 10px; font-size: 12px; color: rgba(255,255,255,.45); }
.copy { margin-top: 14px; font-size: 12px; opacity: .5; }

/* ---------- fab / lightbox ---------- */
.fab { position: fixed; right: 18px; bottom: 18px; z-index: 40; width: 60px; height: 60px; border-radius: 50%; background: var(--green); color: #fff; display: grid; place-items: center; font-weight: 900; font-size: 13px; box-shadow: 0 10px 24px rgba(6,199,85,.4); transition: transform .2s, opacity .3s; opacity: 0; pointer-events: none; }
.fab.show { opacity: 1; pointer-events: auto; }
.fab:hover { transform: scale(1.06); }
#lb { position: fixed; inset: 0; z-index: 80; background: rgba(10,20,40,.88); display: none; place-items: center; padding: 24px; }
#lb.on { display: grid; }
#lb img { max-height: 86vh; max-width: min(1300px, 100%); border-radius: 12px; box-shadow: var(--sh2); }
#lb .x { position: absolute; top: 18px; right: 18px; background: rgba(255,255,255,.14); color: #fff; border: 0; width: 48px; height: 48px; border-radius: 50%; font-size: 24px; }
#lb .cap { position: absolute; bottom: 18px; left: 0; right: 0; text-align: center; color: #fff; font-size: 14px; }

/* ---------- reveal ---------- */
.js .rv { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.js .rv.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .js .rv { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* ---------- responsive ---------- */
@media (max-width: 1020px) {
  .nav ul { display: none; }
  .nav.open ul { display: flex; flex-direction: column; position: absolute; top: calc(100% + 8px); left: 0; right: 0; background: #fff; border-radius: 20px; padding: 10px; box-shadow: var(--sh2); }
  .nav.open ul a { padding: 12px 16px; }
  .menu-btn { display: grid; place-items: center; }
  .nav .btn-line { margin-left: auto; }
  .hero-grid, .about-grid, .join-grid { grid-template-columns: 1fr; }
  .portrait { justify-self: center; max-width: 320px; order: -1; margin: 0 14px 12px; }
  .about-side { position: static; max-width: 520px; }
  .trust-row { grid-template-columns: 1fr 1fr; }
  .trust-row div:nth-child(3) { border-left: 0; }
  .worry-grid, .svc-grid, .sc-grid, .std-grid { grid-template-columns: 1fr 1fr; }
  .pillars, .risks, .flow3 { grid-template-columns: 1fr; }
  .join-hero, .truth { grid-template-columns: 1fr; }
  .fit-grid, .help-3, .lr-grid { grid-template-columns: 1fr 1fr; }
  .path { grid-template-columns: repeat(3, 1fr); }
  .path li:nth-child(3)::after { display: none; }
  .act-stats, .hib-stats { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .calc.on { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .sec { padding: 72px 0; }
  .hero { padding-top: 112px; }
  .brand small { display: none; }
  .stats > div { padding: 0 14px; }
  .stats b { font-size: 26px; }
  .fit-grid, .help-3, .lr-grid, .path { grid-template-columns: 1fr; }
  .path li::after { display: none; }
  .mentor { flex-direction: column; text-align: center; }
  .join-band { padding: 22px 20px; }
  .entry, .worry-grid, .svc-grid, .sc-grid, .std-grid, .help-grid, .skills, .partner-grid, .row2, .steps { grid-template-columns: 1fr; }
  .portrait .badge { width: 72px; height: 72px; left: -10px; top: -14px; }
  .card-float { right: -8px; bottom: -18px; padding: 10px 14px; }
  .card-float b { font-size: 19px; }
  .portrait { margin-bottom: 30px; }
  .portrait::before { inset: -10px 10px 10px -10px; }
  .trust-row div { flex-direction: column; align-items: flex-start; gap: 4px; padding: 16px 10px; }
  .trust-row b { font-size: 20px; }
  .timeline::before { left: 7px; }
  .timeline li { grid-template-columns: 1fr; gap: 4px; padding-left: 34px; }
  .timeline li::before { left: 0; }
  .when { text-align: left; }
  .process { padding: 32px 20px; }
  .calc form, .result { padding: 24px 20px; }
  .risk-box { padding: 24px 20px; }
  .act-cta { padding: 22px 20px; }
  .contact-card { grid-template-columns: 1fr; padding: 28px 20px; text-align: center; }
  .qr { margin: 0 auto; }
  .ct-btns { justify-content: center; }
  .ct-info { text-align: left; max-width: 340px; margin: 0 auto; }
  .map { grid-template-columns: 1fr; }
  .map iframe { min-height: 240px; }
  .map-info { padding: 22px 20px; }
}
@media (max-width: 420px) {
  .nav { gap: 6px; padding: 8px 6px 8px 16px; }
  .brand { font-size: 17px; }
  .hide-xs { display: none; }
  .nav .btn-line { padding: 8px 12px; font-size: 13px; }
  .nav .btn-line .i { display: none; }
  .stats > div { padding: 0 10px; }
  .stats b { font-size: 22px; }
  .stats > div > span { font-size: 12px; }
}

/* ---------- LINE 引流 ---------- */
.btn-big { padding: 15px 30px; font-size: 17px; }
.btn-big .i { width: 22px; height: 22px; }
.hero-line { display: flex; align-items: center; flex-wrap: wrap; gap: 10px 18px; margin-bottom: 22px; }
.assure { display: flex; gap: 14px; font-size: 14px; color: var(--navy-2); font-weight: 500; }
.assure span { white-space: nowrap; }
.mini-cta { display: block; background: #f1fbf4; border: 1px solid #cfe9d8; border-radius: var(--r); padding: 16px 20px; transition: transform .2s, box-shadow .2s; }
.mini-cta:hover { transform: translateY(-2px); box-shadow: var(--sh1); }
.mini-cta b { display: block; color: var(--navy); font-family: var(--serif); font-size: 17px; }
.mini-cta span { color: #0a8f45; font-weight: 700; font-size: 14px; }
.faq-more { max-width: 820px; margin: 28px auto 0; display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; color: var(--body); }
.line-offer { background: linear-gradient(180deg, #f1fbf4, #fff); }
.kw-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.kw { position: relative; display: flex; flex-direction: column; gap: 6px; background: #fff; border: 1.5px solid #cfe9d8; border-radius: 22px; padding: 26px 24px 22px; box-shadow: var(--sh1); transition: transform .25s, box-shadow .25s, border-color .25s; }
.kw:hover { transform: translateY(-4px); box-shadow: var(--sh2); border-color: var(--green); }
.kw-word { align-self: flex-start; font-family: var(--serif); font-weight: 900; font-size: 22px; color: #fff; background: var(--green); padding: 4px 16px; border-radius: 12px; margin-bottom: 6px; letter-spacing: .1em; }
.kw b { color: var(--navy); font-size: 18px; font-family: var(--serif); }
.kw small { color: var(--body); font-size: 14px; line-height: 1.7; }
.kw em { font-style: normal; margin-top: auto; padding-top: 10px; color: #0a8f45; font-weight: 700; font-size: 14.5px; }
.kw-note { text-align: center; color: var(--mute); font-size: 13.5px; margin-top: 22px; }
.toast { position: fixed; left: 50%; bottom: 96px; transform: translate(-50%, 20px); z-index: 90; width: min(460px, calc(100% - 32px)); background: var(--navy); color: #fff; font-size: 14px; line-height: 1.6; padding: 12px 18px; border-radius: 14px; box-shadow: var(--sh2); opacity: 0; pointer-events: none; transition: opacity .3s, transform .3s; text-align: center; }
.toast.show { opacity: 1; transform: translate(-50%, 0); }
.fab-tip { position: absolute; right: 70px; top: 50%; transform: translateY(-50%); background: #fff; color: #0a8f45; font-size: 13px; font-weight: 700; padding: 6px 12px; border-radius: 999px; box-shadow: var(--sh1); white-space: nowrap; }
.mbar { display: none; }
@media (max-width: 1020px) { .kw-grid { grid-template-columns: 1fr; } }
@media (max-width: 640px) {
  .fab { display: none; }
  .mbar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 45; gap: 8px; padding: 10px 12px calc(10px + env(safe-area-inset-bottom)); background: rgba(255,255,255,.96); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); box-shadow: 0 -6px 20px rgba(15,35,70,.1); transform: translateY(110%); transition: transform .3s; }
  .mbar.show { transform: none; }
  .mbar a { display: flex; align-items: center; justify-content: center; gap: 6px; border-radius: 999px; padding: 12px 10px; font-weight: 700; font-size: 15px; }
  .mbar-line { flex: 1.6; background: var(--green); color: #fff; }
  .mbar-tel { flex: 1; background: #fff; border: 1px solid var(--line); color: var(--navy); }
  .toast { bottom: 84px; }
  footer { padding-bottom: 120px; }
  .btn-big { width: 100%; }
  .assure { width: 100%; justify-content: center; }
}

/* ============ 財稅改版（2026/10） ============ */
.nav ul a.here { background: var(--cream); color: var(--navy); font-weight: 700; }
.nav ul a.hot { color: var(--gold-d); font-weight: 700; }

/* 首頁：健檢橫幅 */
.check-band { margin-top: 34px; display: grid; grid-template-columns: auto 1fr auto; gap: 22px; align-items: center; background: var(--navy); color: #fff; border-radius: 24px; padding: 28px 32px; position: relative; overflow: hidden; }
.check-band::after { content: ""; position: absolute; right: -90px; top: -110px; width: 300px; height: 300px; border-radius: 50%; border: 1px solid rgba(236,220,176,.2); pointer-events: none; }
.check-band .cb-ic { width: 64px; height: 64px; border-radius: 18px; background: rgba(236,220,176,.14); display: grid; place-items: center; font-size: 32px; }
.check-band b { display: block; font-family: var(--serif); font-size: clamp(19px, 2.4vw, 23px); color: var(--gold-l); }
.check-band span { font-size: 14.5px; color: rgba(255,255,255,.8); }
.btn-gold { display: inline-flex; align-items: center; justify-content: center; gap: 8px; background: var(--gold); color: var(--navy); font-weight: 900; padding: 13px 26px; border-radius: 999px; white-space: nowrap; transition: transform .2s, background .2s; position: relative; z-index: 1; border: 0; }
.btn-gold:hover { background: var(--gold-l); transform: translateY(-2px); }

/* 首頁：財稅知識卡 */
.learn-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.lcard { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; box-shadow: var(--sh1); transition: transform .25s, box-shadow .25s, border-color .25s; }
.lcard:hover { transform: translateY(-4px); box-shadow: var(--sh2); border-color: var(--gold-l); }
.lc-top { background: linear-gradient(135deg, var(--navy-2), var(--navy)); color: var(--gold-l); padding: 22px 24px; font-family: var(--serif); font-weight: 900; font-size: 30px; line-height: 1.2; position: relative; }
.lc-top small { display: block; font-family: var(--sans); font-size: 12.5px; font-weight: 700; color: rgba(255,255,255,.7); letter-spacing: .08em; margin-top: 4px; }
.lc-body { padding: 20px 24px 22px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.lc-tag { align-self: flex-start; font-size: 12px; font-weight: 700; color: var(--gold-d); background: #faf1dc; padding: 2px 10px; border-radius: 999px; }
.lcard h3 { font-size: 18.5px; line-height: 1.5; }
.lcard p { font-size: 14.5px; color: var(--body); }
.lcard em, .lrow em { font-style: normal; margin-top: auto; padding-top: 8px; color: var(--navy-3); font-weight: 700; font-size: 14px; }
.learn-more { text-align: center; margin-top: 26px; }

/* 首頁：規劃前後情境 */
.case-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.case { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 24px 24px 22px; display: flex; flex-direction: column; gap: 12px; box-shadow: var(--sh1); transition: transform .25s, box-shadow .25s; }
.case:hover { transform: translateY(-3px); box-shadow: var(--sh2); }
.case .sc-who { align-self: flex-start; margin-bottom: 0; }
.case h3 { font-size: 18.5px; line-height: 1.5; }
.cs { border-radius: 14px; padding: 12px 14px; font-size: 14px; color: var(--body); line-height: 1.7; }
.cs > b { display: block; font-size: 12.5px; letter-spacing: .08em; margin-bottom: 2px; }
.cs-before { background: #f6f7f9; }
.cs-before > b { color: var(--mute); }
.cs-do { background: var(--ivory); border: 1px dashed var(--gold-l); }
.cs-do > b { color: var(--gold-d); }
.cs-do ul { display: grid; gap: 3px; }
.cs-do li { padding-left: 16px; position: relative; }
.cs-do li::before { content: "›"; position: absolute; left: 2px; color: var(--gold); font-weight: 900; }
.cs-after { background: #eef6f1; }
.cs-after > b { color: #0a8f45; }
.case-note { text-align: center; font-size: 13px; color: var(--mute); margin-top: 22px; }

/* 首頁：客戶回饋（收集到真實回饋後再開啟） */
.voice-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.voice { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 26px 24px 22px; position: relative; display: flex; flex-direction: column; gap: 14px; }
.voice::before { content: "“"; position: absolute; top: 4px; right: 18px; font-family: var(--serif); font-size: 72px; line-height: 1; color: var(--gold-l); }
.voice blockquote { font-size: 15.5px; color: var(--text); line-height: 1.85; }
.v-who { display: flex; align-items: center; gap: 12px; margin-top: auto; padding-top: 12px; border-top: 1px solid var(--line); }
.v-av { width: 42px; height: 42px; border-radius: 50%; background: var(--navy); color: var(--gold-l); display: grid; place-items: center; font-family: var(--serif); font-weight: 900; flex: none; }
.v-who b { display: block; color: var(--navy); font-size: 15px; }
.v-who small { color: var(--mute); font-size: 12.5px; }
.v-topic { align-self: flex-start; font-size: 12px; font-weight: 700; color: var(--navy-3); background: #eef2fa; padding: 2px 10px; border-radius: 999px; }
.voice-note { text-align: center; font-size: 12.5px; color: var(--mute); margin-top: 20px; }

/* 首頁：招募入口 */
.join-teaser { display: grid; grid-template-columns: auto 1fr auto; gap: 22px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 24px 28px; box-shadow: var(--sh1); }
.join-teaser img { width: 76px; height: 92px; object-fit: cover; object-position: 50% 10%; border-radius: 14px; }
.join-teaser b { display: block; font-family: var(--serif); font-size: 20px; color: var(--navy); }
.join-teaser span { font-size: 14.5px; color: var(--body); }

/* ---------- 子頁面共用 ---------- */
.page-hero { padding: 138px 0 56px; background: radial-gradient(800px 420px at 85% 0%, rgba(236,220,176,.55), transparent 60%), var(--ivory); }
.crumb { font-size: 13px; color: var(--mute); margin-bottom: 14px; }
.crumb a { color: var(--navy-3); }
.crumb a:hover { text-decoration: underline; }
.page-hero h1 { font-size: clamp(28px, 4.4vw, 44px); font-weight: 900; max-width: 860px; }
.page-hero .ph-sub { color: var(--body); font-size: 17px; margin-top: 14px; max-width: 760px; }
.ph-meta { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-top: 18px; font-size: 13.5px; color: var(--mute); }
.ph-meta b { color: var(--navy); font-weight: 700; }

/* 文章 */
.article { padding: 56px 0 40px; }
.prose { max-width: 760px; margin: 0 auto; font-size: 16.5px; color: var(--text); }
.prose > * + * { margin-top: 18px; }
.prose h2 { font-size: clamp(22px, 3vw, 27px); margin-top: 52px; padding-top: 6px; display: flex; gap: 12px; align-items: baseline; }
.prose h2 .n { font-size: 14px; color: #fff; background: var(--navy); border-radius: 8px; padding: 1px 9px; font-family: var(--sans); flex: none; position: relative; top: -3px; }
.prose h3 { font-size: 19px; margin-top: 30px; }
.prose p { color: #33405a; }
.prose b, .prose strong { color: var(--navy); }
.prose ul, .prose ol { display: grid; gap: 8px; }
.prose ul li { padding-left: 20px; position: relative; color: #33405a; }
.prose ul li::before { content: ""; position: absolute; left: 2px; top: .75em; width: 7px; height: 7px; border-radius: 2px; background: var(--gold); transform: rotate(45deg); }
.prose ol { counter-reset: o; }
.prose ol li { counter-increment: o; padding-left: 34px; position: relative; color: #33405a; }
.prose ol li::before { content: counter(o); position: absolute; left: 0; top: 2px; width: 24px; height: 24px; border-radius: 50%; background: var(--ivory); border: 1.5px solid var(--gold); color: var(--gold-d); font-weight: 900; font-size: 13px; display: grid; place-items: center; line-height: 1; }
.prose a:not(.btn-line):not(.btn-gold):not(.pill) { color: var(--navy-3); text-decoration: underline; text-underline-offset: 3px; }
.tldr { background: var(--navy); color: #fff; border-radius: 20px; padding: 24px 26px; }
.tldr > b { display: block; color: var(--gold-l); font-family: var(--serif); font-size: 17px; margin-bottom: 8px; }
.prose .tldr ul li { color: rgba(255,255,255,.88); }
.prose .tldr ul li b { color: #fff; }
.box { background: var(--ivory); border: 1px solid var(--line); border-radius: 18px; padding: 20px 22px; }
.box.warn { background: #fffcf4; border: 1.5px solid var(--gold); }
.box > b:first-child { display: block; font-family: var(--serif); font-size: 17px; color: var(--navy); margin-bottom: 6px; }
.box > * + * { margin-top: 8px; }
.tbl-wrap { overflow-x: auto; border-radius: 16px; border: 1px solid var(--line); -webkit-overflow-scrolling: touch; }
.tbl { width: 100%; border-collapse: collapse; font-size: 14.5px; min-width: 560px; background: #fff; }
.tbl th, .tbl td { padding: 12px 14px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; line-height: 1.65; }
.tbl thead th { background: var(--navy); color: #fff; font-weight: 700; white-space: nowrap; }
.tbl tbody th { background: var(--ivory); color: var(--navy); white-space: nowrap; }
.tbl tbody tr:last-child > * { border-bottom: 0; }
.tbl .num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
.tbl .hl { color: var(--gold-d); font-weight: 900; }
.tbl-cap { font-size: 12.5px; color: var(--mute); margin-top: 8px !important; }
.stat3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.stat3 div { background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: 14px; padding: 16px; text-align: center; }
.stat3 b { display: block; font-family: var(--serif); font-size: 26px; color: var(--navy); line-height: 1.3; }
.stat3 span { font-size: 13px; color: var(--mute); line-height: 1.6; display: block; }
.feat8 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.feat8 div { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 14px 16px; }
.feat8 b { display: flex; align-items: center; gap: 8px; color: var(--navy); font-family: var(--serif); font-size: 17px; }
.feat8 b i { font-style: normal; width: 24px; height: 24px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-size: 12.5px; display: grid; place-items: center; font-family: var(--sans); flex: none; }
.feat8 span { display: block; font-size: 14px; color: var(--body); margin-top: 4px; line-height: 1.65; }
.art-cta { max-width: 760px; margin: 48px auto 0; display: grid; grid-template-columns: auto 1fr; gap: 22px; align-items: center; background: linear-gradient(135deg, #f1fbf4, #fff 60%); border: 1px solid #d6efdf; border-radius: 24px; padding: 26px 28px; }
.art-cta img { width: 84px; height: 104px; object-fit: cover; object-position: 50% 10%; border-radius: 14px; }
.art-cta b { display: block; font-family: var(--serif); color: var(--navy); font-size: 19px; }
.art-cta p { font-size: 14.5px; color: var(--body); margin: 4px 0 12px; }
.art-cta .btns { display: flex; flex-wrap: wrap; gap: 10px; }
.art-src { max-width: 760px; margin: 28px auto 0; font-size: 12.5px; color: var(--mute); line-height: 1.8; border-top: 1px solid var(--line); padding-top: 18px; display: grid; gap: 6px; }
.art-src b { color: var(--navy); }
.related { max-width: 760px; margin: 40px auto 0; }
.related h2 { font-size: 20px; margin-bottom: 14px; }
.rel-list { display: grid; gap: 10px; }
.rel-list a { display: flex; justify-content: space-between; gap: 12px; background: var(--ivory); border: 1px solid var(--line); border-radius: 14px; padding: 14px 18px; color: var(--navy); font-weight: 700; transition: border-color .2s, transform .2s; }
.rel-list a:hover { border-color: var(--gold); transform: translateX(3px); }
.rel-list a span { color: var(--gold-d); flex: none; }

/* 文章列表頁 */
.learn-list { display: grid; gap: 18px; max-width: 900px; margin: 0 auto; }
.lrow { display: grid; grid-template-columns: 170px 1fr; background: #fff; border: 1px solid var(--line); border-radius: 22px; overflow: hidden; box-shadow: var(--sh1); transition: transform .25s, box-shadow .25s; }
.lrow:hover { transform: translateY(-3px); box-shadow: var(--sh2); }
.lrow .lc-top { display: grid; place-content: center; text-align: center; font-size: 28px; }
.lrow .lc-body { padding: 22px 26px; }
.lrow h2 { font-size: 21px; line-height: 1.5; }
.lrow p { font-size: 14.5px; color: var(--body); }

/* ---------- 財稅健檢問卷 ---------- */
.quiz { max-width: 780px; margin: 0 auto; }
.q-progress { position: sticky; top: 84px; z-index: 5; background: rgba(255,255,255,.94); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px); border: 1px solid var(--line); border-radius: 999px; padding: 10px 18px; display: flex; align-items: center; gap: 14px; font-size: 14px; color: var(--navy); font-weight: 700; margin-bottom: 22px; box-shadow: var(--sh1); }
.q-bar { flex: 1; height: 8px; border-radius: 99px; background: var(--cream); overflow: hidden; }
.q-bar i { display: block; height: 100%; width: 0; background: linear-gradient(90deg, var(--gold), var(--gold-d)); transition: width .3s; }
.q-group { margin: 34px 0 14px; display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.q-group span { font-family: var(--serif); font-weight: 900; color: #fff; background: var(--navy); padding: 4px 14px; border-radius: 999px; letter-spacing: .2em; font-size: 15px; }
.q-group small { color: var(--mute); font-size: 14px; }
.q { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 22px 24px; margin: 0 0 14px; min-width: 0; transition: border-color .2s; }
.q.done { border-color: #b9e0c7; }
.q legend { float: left; width: 100%; font-weight: 700; color: var(--navy); font-size: 16.5px; margin-bottom: 4px; padding: 0; line-height: 1.6; }
.q legend i { font-style: normal; color: var(--gold-d); font-family: var(--serif); margin-right: 6px; }
.q .q-hint { display: block; clear: both; font-size: 13px; color: var(--mute); margin-bottom: 10px; }
.opts { display: grid; gap: 8px; clear: both; }
.opts label { display: flex; align-items: center; gap: 10px; border: 1.5px solid var(--line-2); border-radius: 14px; padding: 11px 14px; cursor: pointer; font-size: 15px; color: var(--text); background: #fbfcfe; transition: border-color .15s, background .15s; line-height: 1.55; }
.opts label:hover { border-color: var(--navy-3); }
.opts input { accent-color: var(--navy); width: 18px; height: 18px; flex: none; margin: 0; }
.opts label:has(input:checked) { border-color: var(--navy); background: #eef2fa; font-weight: 700; color: var(--navy); }
.q-submit { text-align: center; margin: 30px 0 8px; }
.q-submit button { font-size: 17px; padding: 15px 36px; }
.q-submit button:disabled { opacity: .45; cursor: not-allowed; transform: none; }
.q-submit p { font-size: 13px; color: var(--mute); margin-top: 10px; }
.q-result { display: none; margin-top: 36px; scroll-margin-top: 100px; }
.q-result.on { display: block; }
.r-head { text-align: center; margin-bottom: 24px; }
.r-head h2 { font-size: clamp(24px, 3.4vw, 32px); }
.r-head p { color: var(--mute); margin-top: 8px; }
.meters { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-bottom: 22px; }
.meter { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 20px; text-align: center; }
.meter .pk { display: inline-block; }
.meter small { display: block; font-size: 13px; color: var(--mute); margin-top: 6px; }
.ring { --p: 0; --c: var(--gold); width: 112px; height: 112px; border-radius: 50%; margin: 14px auto 10px; background: conic-gradient(var(--c) calc(var(--p) * 1%), var(--cream) 0); display: grid; place-items: center; }
.ring b { width: 88px; height: 88px; border-radius: 50%; background: #fff; display: grid; place-items: center; font-family: var(--serif); font-size: 28px; color: var(--navy); }
.lv { display: inline-block; font-size: 13px; font-weight: 700; padding: 3px 12px; border-radius: 999px; }
.lv-good { background: #e6f6ec; color: #0a8f45; }
.lv-mid { background: #faf1dc; color: var(--gold-d); }
.lv-low { background: #fde9e7; color: #b42318; }
.r-tips { display: grid; gap: 14px; }
.tip { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--gold); border-radius: 16px; padding: 18px 20px; }
.tip.low { border-left-color: #d9534f; }
.tip.good { border-left-color: #0a8f45; }
.tip > b { display: block; color: var(--navy); font-family: var(--serif); font-size: 17.5px; margin-bottom: 6px; }
.tip ul { display: grid; gap: 4px; font-size: 14.5px; color: var(--body); }
.tip li { padding-left: 16px; position: relative; }
.tip li::before { content: "•"; position: absolute; left: 2px; color: var(--gold); }
.tip .links { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.tip .links a { font-size: 13.5px; font-weight: 700; color: var(--navy-3); background: var(--ivory); border: 1px solid var(--line); padding: 5px 12px; border-radius: 999px; }
.tip .links a:hover { border-color: var(--gold); }
.r-cta { margin-top: 24px; background: linear-gradient(135deg, #f1fbf4, #fff 60%); border: 1px solid #d6efdf; border-radius: 22px; padding: 26px; text-align: center; }
.r-cta b { display: block; font-family: var(--serif); color: var(--navy); font-size: 20px; }
.r-cta p { color: var(--body); font-size: 14.5px; margin: 6px 0 16px; }
.r-cta .btns { display: flex; justify-content: center; flex-wrap: wrap; gap: 10px; }
.r-note { font-size: 12.5px; color: var(--mute); margin-top: 16px; line-height: 1.8; }
.retry { background: none; border: 0; color: var(--navy-3); text-decoration: underline; font-size: 14px; margin-top: 14px; }

@media (max-width: 1020px) {
  .learn-grid, .case-grid, .voice-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .check-band { grid-template-columns: 1fr; text-align: center; padding: 26px 20px; }
  .cb-ic { margin: 0 auto; }
  .learn-grid, .case-grid, .voice-grid, .meters, .feat8, .stat3 { grid-template-columns: 1fr; }
  .join-teaser { grid-template-columns: auto 1fr; padding: 20px; }
  .join-teaser .btn-line { grid-column: 1 / -1; }
  .page-hero { padding: 112px 0 40px; }
  .prose { font-size: 16px; }
  .art-cta { grid-template-columns: 1fr; text-align: center; padding: 24px 20px; }
  .art-cta img { margin: 0 auto; }
  .art-cta .btns { justify-content: center; }
  .lrow { grid-template-columns: 1fr; }
  .lrow .lc-top { padding: 18px; }
  .q { padding: 18px 16px; }
  .q-progress { top: 76px; }
  .meter { display: grid; grid-template-columns: auto 1fr; text-align: left; gap: 4px 16px; align-items: center; }
  .meter .ring { grid-row: span 3; width: 84px; height: 84px; margin: 0; }
  .meter .ring b { width: 66px; height: 66px; font-size: 21px; }
  .meter .pk { justify-self: start; }
}
@media (max-width: 640px) {
  .tbl { font-size: 13.5px; min-width: 500px; }
  .tbl th, .tbl td { padding: 10px 11px; }
  .tbl tbody th { white-space: normal; width: 6.5em; }
  .tbl-wrap { position: relative; }
  .tbl-wrap::after { content: "← 左右滑動 →"; position: sticky; left: 0; display: block; text-align: center; font-size: 11.5px; color: var(--mute); background: var(--ivory); padding: 4px; }
}
.tools-more { text-align: center; margin-top: 22px; font-size: 14px; color: var(--mute); }
.tools-more a { color: var(--navy-3); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.page-hero h1 small.yr-tag { vertical-align: middle; }
.lrow .lc-top { font-size: 24px; }